Jovia makes payments a joy.

We provide a more cost effective, full fledged, intimate approach to processing the payments that fuel your business.

You deserve the best; we are the best.

Here are just a few of the reasons to choose joy.

As your profit grows, we lower your fees. And as we negotiate better fees, we pass them on to you. You are rewarded for growing with us.

If we can't figure it out in the same breath, we won't sleep until it's resolved with the facilitators, banks and providers.

Management and facilitation of transactions? Done. Reporting? Easy. Fighting chargebacks and disputes? Built in.

We grow with you, and for you. The profit made off of your partnership is directly invested in making Jovia better for business owners.

We sign clear contracts. There's no tomfoolery. Our fine print is the same size text as our general text, and we will negotiate with you directly.

Receive weekly payouts for your hard work, and request daily payouts when you reach "Level 2 Merchant".